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Cash Management

Industrial Bank can provide resources from day-to-day operating account to customized cash management solutions.

Small businesses, large corporations and non-profit organizations face complex challenges. Industrial Bank is here to help businesses of any size.  Let us customize our services to ensure an optimum fit with your needs, assets and management style. We’ll help you manage your finances with greater ease, accuracy and organization than ever before.

Financial Tips

Does your employer offer a 401k plan? A little bit every pay check can make a huge difference when you get ready to retire.

We've Got Something for You

Positive Pay

Through the check collection system, Positive Pay works to ensure that only checks authorized by you are recognized, verified and paid.

Account Analysis

Using the Account Analysis System to calculate monthly deposits and cash management charges, this service will meet your fund management need.

Zero Balance Account

This service consolidates deposits into one central account improving your ability to manage and invest funds.


Ready to turn your company incoming receivables into usable cash with maximum speed, efficiency and accuracy.

Premier ACH Editor

Provides businesses with the capacity to set up, perform and track ACH transactions all from the convenience of the office.

Heartland Payment Systems

Industrial Bank has established a partnership with Heartland Payment Systems to offer our clients an array of solutions to better manage their businesses.

Which Product or Service is the best for your company?

We're here to help! Contact Kim Narh 202-722-2000 ext 3065 or by email at knarh@industrial-bank.com.

Merchant Capture

As your business grows you need 24 hour bank service, Merchant Capture is the solution you are looking for.

Fee Schedule

View Industrial's Fee Schedule for Personal and Business accounts.

Bank When You Want, Where You Want

Download our Mobile App and experience the convenience.

I never knew helping my customers could be so easy! Industrial offers mortgage products and friendly service to help first-time home buyers, with no down payment!

J. Smith

Industrial helped me make my small business more successful. I received an SBA-expedited loan and merchant services, and I get fantastic service.

M. Luiz
Small Business Owner

Banking with Industrial has been easy. My banker at the Oxon Hill banking center helped me establish a Student Checking account and Goal Savings, so now I can bank on the go.

C. Johnson
College Student

Our commitment has only grown stronger though the years, and we stand poised to bring our unwavering commitment of delivering convenient, personalized, high-quality products to the communities we serve.

B. Doyle Mitchell, Jr.
President/CEO of Industrial Bank

The grant that we were able to receive today from Industrial will truly help fuel the next step of growth for our company. This type of commitment to small businesses is what makes Industrial a valued partner for us and other growing companies.

R. Chambers
CEO of Advance Employee Intelligence

The DC Chamber is proud to support and to provide value funding to DC area companies fueled by great ideas and sound business leadership. The winners of this grant program represent some of the best and brightest of the region’s leading small businesses.

H. Wingo

We are moving our resources to a Black bank @BankIndustrial in DC that is investing & helping our community. @revtonylee #ReachWithUs - ABFE @ABFE

Another awesome experience at @BankIndustrial. I discussed the need for an internship for students with them. Gotta look out for the youth.

M. Hughes

As a millennial I'm proud to be a part of @BankIndustrial. -@savantmusa

With my new job, I will be depositing my coins into a Black Owned bank (@BankIndustrial). Goodbye, Bank of America.

D. Gambrell @DcsMediaDiva

So neat to just learn that this bank still exists and to know that it has existed for 80 years. I know that it was right down the street from me when I was a child and I am 61 years old now. :-)

Gaye Bri Moore

They are very straightforward without the gimmicks and hidden fees. The Business/Non-profit account fees they do have are the lowest, especially in the DC Metro area. I love this bank and can't believe I had not tried them sooner.


Industrial has made a big difference in the African American community. So many people depend on it. I’m so proud of them and all they do.

V. Ali
Co-owner of the popular DC eatery Ben’s Chili Bowl

Thank you to Industrial Bank for helping the black church throughout your entire 80 years. Thank you for how you empower the community.

Rev. Dr. G. Browning
Pastor of Ebenezer AME Church


Ready to apply for your new home?

We are here to assist you in the process of owning your home.


My Servicer Account

Get information regarding your IB mortgage, make payments online and more.


SBA Preferred Lender

As a Preferred Lender we can expedite your SBA loan.


Need to Reorder Checks?

Click here to reorder checks.

ATM Finder

Allpoint Surcharge-Free ATM Finder

Bank surcharge-free at more than 55,000 locations.

Current Rates

Check out Industrial Rates

Click here to see Industrial's competitive rates for this month

New Product

Maryland SmartBuy

Now you can pay off your student loan debt and buy a home at the same time!


Frequently Called Numbers

Essential information for Industrial Bank account holders.

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